01
Entity context
Ownership and compliance data form the root record for every financial workflow.
AI-NATIVE MONEY OPERATIONS
Finance infrastructure for global companies.
Form the company. Collect globally. Pay with control. Reconcile continuously. Papay turns the full money lifecycle into one AI-operated system.
Official-source name checks
Approval-controlled money movement
One audit-ready operating context
OPERATING MODEL / LIVE
One system. Every money movement.
CONTROLLED
01
ENTITY
Ownership · tax identity · obligations
02
COLLECT
Cards · bank rails · invoices
03
PAY
Suppliers · payroll · contractors
04
CONTROL
Ledger · close · audit trail
Papay Finance Agent
Harness reasoning across every financial layer
START WITH THE ENTITY
A legal foundation built for the money stack.
CO / US-HK
Colorado
Fastest value
Starting at
¥1,500
Estimated filing
1 business day
WY / US-HKRecommended
Wyoming
Remote founder pick
Starting at
¥2,800
Estimated filing
1–3 business days
DE / US-HK
Delaware
Investor-ready
Starting at
¥3,000
Estimated filing
1–2 weeks
HK / US-HK
Hong Kong
Asia operating company
Starting at
¥4,380
Estimated filing
About 1 week
FINANCE CONTROL PLANE
Operate before complexity becomes headcount.
Papay connects entity data, collection rails, payout policies, reconciliation logic and close evidence in a single control plane.
Open Finance AILIVE LEDGER
Recent money activity
01
Stripe settlement
32 transactions reconciled
+$18,420.00
02
Contractor payment batch
Awaiting second approval
−$6,280.00
03
FX conversion
USD → HKD · 7.8124
$12,000.00
04
Journal posted
Payment processing fees · August
$483.72
02
Money routing
Collection and payout rules stay explicit, reviewable and approval-controlled.
03
Continuous reconciliation
Orders, fees, refunds, banks, invoices and journals remain connected.
04
Audit-ready close
Exceptions, evidence, approvals and reporting live in one traceable context.